Car Leasing Deals

A prestige car on a small budget is almost always achievable with short term car leasing. You will not incur hefty penalties or face large deposits and great savings can be made when opting for a short lease instead of purchasing a brand new car.

The minute you sign a contract for a new car and drive it off the forecourt, its value decreases significantly and the high finance can last for many years. Finishing the monthly payments on a car loan can be a relief, however by that time that usually occurs the vehicle is valued at a fraction of its original price and interest on the finance means that even more has been paid on top of the initial purchase price. This is all avoided when opting for short term car leasing however.

Many of us are now avoiding investing large sums of money on a car and instead opting for short term car leases for 12 months (and sometimes less) and up to two years.

Any adult with a full driving license and that has proof of employment can opt for short term car leasing. Whatever your situation whether a part time student, business executive or a senior who does not want to splash all their retirement fund, can make use of short term car leasing.

At the end of the lease you can choose to lease another car or buy the car from the garage at the current value. If you do not have a large amount of money available for a car, then re-leasing could be a realistic option for you to take.

What ever the reason short term car leasing allows lots of flexibility when compared to purchasing a car with huge monthly repayments over a long period of time. The ease of leasing, low maintenance costs and always having a new vehicle with low repayments have all ensured that short term car leasing is a viable and realistic option for everyone.

Options for company car finance have certainly been increasingly limited over the last few years, especially since the beginning of the global credit crunch in 2008. Lack of available funds in general has resulted in lending cuts across the board and this has also been true in the automotive industry. There are of course a number of good options available for businesses with regards to the car fleet and we take a look at those below.

Gaining successful company car leasing can be done in two ways. Either direct through the funder or through a more traditional broker. The choice through funding will be dependant on a number of things such as their trading accounts, VAT registration status, how long the business has been trading, the size of the fleet and overall quality of the company.

Basically, the more a business can offer with the above, the better options it will gain. This will result in more lenders being available and therefore the business finding more competitive rates.

Another option is to lease through a car finance broker for business car leasing. A broker can check a wide scale of the car finance market to help find more options and ultimately competitive rates.

If using a broker, ensure that they are BVRLA registered and that they explain all of the options available to you. Furthermore, a written quote should be provided on request.

Lastly, keep in mind that some brokers will possibly have relationships with car manufacturers directly. If so, then they should have special offers on car leasing for certain brands or models.

Though the economy and lending is currently in dire straights, there are still many options available for business car leasing. It may just currently take a bit more research than before to find the best deals that’s all.

Since the budget earlier in 2010 there have been a few changes to the car leasing landscape. These mainly involve alterations n tax and allowances, however indirect changes such as car fuel tax and company car tax are also affecting car leasing. UK budget day is never hugely welcome, yet in the case of car leasing the recent budget could well have made car leasing a more appealing proposition.

Why is that? Well it means that now when a vehicle is leased with carbon monoxide emissions below 160g/km the write down cost to them is now at 18% as opposed to the 20% rate previously. The reductions made in this area should make car leasing a more attractive option for companies of all sizes.

Future changes are also set to favour cars with lower CO2 emissions and this should be taken into consideration for any new vehicle lease. In simple terms – the lower the CO2 of a vehicle the lower the tax will be. Longer term plans are to continue to add incentives for people and business to opt for ‘green cars’ with low emissions and that are better for the environment.

If the vehicle is leased through a business, then 50% of the VAT can be reclaimed on the finance part of the agreement. In comparison, this cannot be done if a business purchases cars that have an element of private use. This means that an increase in VAT is attractive to businesses that have vehicle lease agreements.

For all road users whether they purchased, leased or hired their vehicles, luckily the last budget did not see an increase on fuel tax. However there remain increases on fuel that are scheduled from the previous budget.

Overall the landscape has changed favourably in 2010 for car leasing, UK business and consumers should find the car leasing option possibly more appealing than ever and that trend is set to continue well into 2011 and beyond.

It can tempt many people to buying when they hear the term ‘special offers’. For car lease offers however it can make you think ‘what is wrong with the car’ or ‘what’s the catch’? Why is it such a good deal? The answers to those questions are simple. There is nothing wrong with the car and it is a great deal for a number of different reasons as we explain below.

Firstly, the majority of car manufacturers will at some stage throughout the year introduce new models of cars, and therefore be significantly overstocked with older models. The only way to reduce this stock is to advertise very attractive deals that consumers find hard to refuse. Finding these deals is easy if you just stay aware of the dates on new release models.

Secondly, with many people losing their jobs recently due to the global economic crisis and the general cost of living rising, many people are unable to afford such luxuries. One industry affected badly is the car industry with sharply decreasing sales. Of course sales targets still need to be met so by approaching a car lease company at the end of the year you can increase your chance of securing a very good car lease offer. This is because the company will know at this time how many cars, or sales, that they need to produce for the current year. If the number is significant then they will offer extremely good deals in the hope that sales targets will be met.

Like every company and individual, we all look for discounts and the best deal. Car finance companies are no different; they buy in bulk to gain large discounts. The finance companies then push big deals out to broker companies who can then pass them on for a much lower price to the end user.

Mercedes Benz car leasing gives you the perfect opportunity to drive around in style – in a beautiful Mercedes! It is many peoples dream to drive a luxury car of a Mercedes quality, however the price can be crippling at times. You may be thinking how can I afford a Mercedes Benz? If so then let’s look at the possibilities of how you can do exactly that in detail below.

With Mercedes Benz car leasing the duration can usually be for a short or long period of time. This is usually with leases of twelve to sixty months depending on your needs and requirements. Although you may be tempted to opt for a longer period, leasing the car for just twelve or twenty four months can seem even more tempting and have further advantages. This will allow you to sooner change the model of your Mercedes when a new one is released or simply get a brand new car within a number of months. Also it will reduce the risk of receiving high bills for maintenance costs or general wear and tear on the vehicle as the car will always be under warranty during the lease period.

Mercedes themselves do require an initial down payment but the rest is split over a certain number of months. This makes is really affordable if you are a bit short of cash, have low savings or are slightly anxious about your future financial situation. Third party leasing and finance companies also offer Mercedes Benz car leasing and are usually cheaper than going direct to the manufacturer. Why not have a look for your perfect Mercedes now by clicking to our http://www.swiftlease.co.uk

When leasing a Mercedes, many of the terms and conditions are the same as when leasing other cars. Extra fees may apply for high mileage and possible penalties can exist if the re-payments are not met on time.

As there are many factors involved and so many companies offering vehicle leases, it can be quite a difficult task to work out exactly what the best car lease deals are. Luckily there’s a few important points that you can use to help ensure you find the best car lease deals and we look at those below.

First of all it is a good idea to select a vehicle with a high residual value. It is the residual value that the car or van will be valued at when the lease period comes to an end. As leasing costs are derived from the depreciation of the vehicle value over the lease period, then the higher the residual value of the vehicle, the lower the percentage of the overall cost you will pay.

With the above in mind, when looking for a lease car, compare the residual values of each model over the duration of the lease period. Values drop significantly after 24 months has passed. The best car lease deals tend to be with new cars with at lease fifty percent residual value after the 24 month period.

This may seem obvious but to further ensure you get the best car lease deal, find the vehicle with the lowest new car price. However a vehicle with a reasonable interest rate, good residual value or a low lease price does not necessarily make for the best car lease deals alone. Ideally the very best deals will have a competitive combination of all three.

Due to lower overheads that mean savings for the consumer, the best car lease deals are found online these. Head on over to our homepage to see what we mean!

Driving a car whether you are renting, buying or leasing will always set you back in your finances. With the increase in fuel and vehicle taxes it can seem almost impossible to save money when you are trying to get from A to B. Here we outline some methods to help you reduce travel costs by avoiding high mileage when car leasing.

Reducing the number of miles you do on a daily basis will be a great start. It is important to ask yourself if the journey is necessary or if walking or cycling could be just as easy for you. Perhaps catching a lift with neighbours, friends or family members that are going the same way or even consolidating a number of short trips in to one?

Do not let car leasing put you off if you know you are a high mileage user. To pay the minimum monthly repayments you should take out a low-mileage agreement and purchase the car at lease end. This way you will not have to worry about how many miles you are accruing and still have the benefit of paying minimal monthly payments.

Choose a diesel car; many of us see diesel cars as dirty and smelly that produce so many fumes, however over recent years they have improved greatly. The biggest factor with diesel cars is they can give you an extra 30-40% more mileage when compared to petrol cars. Additionally, less gear changing is needed in a diesel, therefore shorter journeys actually work out better too. In the UK diesel is priced at a similar rate to petrol and as a result longer journeys will also be highly beneficial for the high mileage driver.

If you can ignore the slightly louder noise when starting up your engine first thing in the morning, then diesel is certainly a good option when using high mileage and car leasing.

While purchasing a prestige car outright may be stretching your budget a little too far. Maybe buying that Mercedes or BMW that you have always dreamed of owning is simply out of the question? Do not fear as prestige car leasing could well be the answer to having your own prestige vehicle to drive.

Car leasing in general is a relatively cheap form of finance (when compared with monthly payments) which can enable drivers to purchase a car that is usually out of their financial reach.

As the cost is spread over a pre-set term such as 12, 24 or 36 months, the affordable smaller payments can be he result of being able to drive a prestige car or not. With lease agreements that Mercedes, Porsche, BMW, Jaguar, Audi or Range Rover is not far away.

Before you place your order for your dream Audi A5 however, remember to bear in mind other factors associated with your lease car such as the size, tax costs, fuel efficiency and insurance.

Because of the high demand and desirability of prestige cars, many devoted prestige leasing companies have appeared over the last five or so years. At the same time, companies like swiftlease.co.uk like to offer the entire range of vehicle and we are proud that our prestige car leases are among the most competitive in the market.

Be careful if you use any dedicated lease company. Even though they may specialize in one certain area, it does not necessarily mean that they offer better value. This seems to especially ring true when it comes to prestige car leasing.

Check our http://www.swiftlease.co.uk for the latest deals on prestige cars, whether you are looking for an outright lease, contract or purchase hire – we can help.

Since car leasing has become more popular with private drivers over recent years as opposed to it being mainly a business benefiting from it, more competitive deals and better options and flexibility has arisen over the years. Shorter term leases are one of them and it is now even possible to drive the car of your choice on a 1 year car lease. This ensures that no long term contract needs to be fulfilled. Here we look at these leases in a bit more detail.

Approaching car manufacturers for a 1 year car lease is usually a fruitless process. Most do not offer 1 year car leases and it is the specialist leasing and finance companies that often offer this bespoke product. Even so, leases with such a short duration can be relatively difficult to find

To find the best 1 year car lease deals you need to search the Internet. Because of the high competition online, prices are pushed down and the consumer gets the benefit.

Repayments on a car lease are calculated by the expected depreciation of the vehicle over the lease period. Therefore with a 1 year car lease if a car is expected to depreciate by £3500 in the year then a rough estimate of cost would be £291, plus interest per month (£3500 / 12).

As with other car leasing agreements, at the end of the lease the car is handed back and the contract ends. No other payments and required. Short term leases such as this often come with mileage limit restrictions so it is worth checking this before signing the agreement.

Make sure you check our http://www.swiftlease.co.uk for all of the best 1 year car lease deals.

We have a large selection of possible leasing products that you may find appealing at Swiftlease. Our leasing products are varied to ensure that we have something to suit everyone and we are confident that you will find something that suits your exact needs. Below we explain some in detail some of the lease products that we offer:

Contract Hire

This is the most common and widely used form of leasing a vehicle. With contract hire you will not have full ownership of the vehicle but are free to drive the car where ever you wish. The arranged re-payments are agreed on a number of different factors.

Personal Contract Purchase

Also known as PCP, this type of leasing requires you to place an initial deposit on the car and then a series of monthly payments thereafter, additionally you and the sales representative will agree on a future value of the car when the contract comes to and end.

Lease Purchase

This is an alternative to Hire Purchase. It is valuated on the future value of the car and the estimated annual mileage used when the contract is taken out.

Balloon Payment

This follows along side a Contract Purchase, whereby you make a lump sum at the end of your contract. By doing this you will own the car completely but can only do this on a Contract Purchase.

Personal Contract Hire

It is also recognised as PCH, this is based on a long term contract. You are authorised to make monthly payments on the car, then once you give the car back you have no further obligations. Furthermore you will have the option to buy the car out right to own it.

The above outline just some of the options available to you. If you have any questions about a type of lease or what they are by all means contact us, we will be happy to help.